Associated with Vladimir Putin's ex-wife Lyudmila Ocheretnaya, CarMoney earned 391.3 million rubles in 2022. According to the Telegram channel "We Can Explain" with reference to the company's financial statements, its net profit increased by 66% compared to peacetime.
CarMoney issues loans secured by cars. As follows from the audit report to the financial statements, Ocheretnaya personally received 58 million rubles from CarMoney in 2022. The payments were made through the owner of the microfinance organization, the Cypriot offshore company Carmoney CY LTD. It is controlled by the Meridian company, 99% of which is owned by Putin's ex-wife.
However, two days before the onset of 2023, the offshore Ocheretnoy ceased to be the owner of CarMoney. The company went into Russian jurisdiction, and Smarttechgroup LLC became its new owner, writes “We can explain”. So the company decided to get away from economic sanctions from the European Union.
The CEO of the new owner of CarMoney is its longtime financial partner, Anton Zinoviev. Together with Ocheretnaya, he owns the business of renting smartphones "Easily", it follows from the data of the SKRIN system. In addition, the CarMoney office is still located in the Volkonsky House on Vozdvizhenka, this building is owned by Lyudmila Ocheretnaya and her husband Artur Ocheretny.
The KarMoney company appeared back in 2010, but the offshore Ocheretnoy became its owner only in 2017, before that the company had hardly developed, notes “We can explain”. In the first half of 2022, CarMoney ranked fifth in terms of profit among MFIs that disclosed financial statements. The company associated with Ocheretnaya is in 8th place in terms of the total size of the microloan portfolio.
