Russian banks cannot comply with the rules of the new law on electronic subpoenas , according to which market participants must refuse loans to draft evaders. Banks do not have access to a unified register of persons liable for military service, and now they are asking the Ministry of Defense to share this information, writes RBC.
The National Council of the Financial Market (NSFR) sent a corresponding appeal to the Ministry of Defense and the Bank of Russia. Andrey Yemelin, chairman of the National Financial Markets Service, confirmed this information to RBC:
“The fact that banks will be involved in the implementation of the new norms was a discovery for everyone in the market. These are amendments to the law "On military duty", and not to our specialized law "On banks and banking activities." It is very strange that, when setting the requirement for financial institutions, neither they nor the Bank of Russia were involved in the discussion. <...> These time limits apply to a person. This is our client, who, perhaps, is not waiting for a summons, and therefore no loan denials. There will still be disputes about whether such refusals are justified, and there will still be complaints, so banks need to understand that we must tell the client what to refer to.
In the letters, the NSFR also asks to clarify other possible conflicts, for example, how banks should act if there was no subpoena at the time the loan application was submitted, and on the day the contract was concluded, the client is already considered a deviant.
In April, the State Duma passed a law in three readings at once, which introduces the concept of electronic agendas, and also establishes the legal basis for creating a unified military register. For evaders, the law provides for restrictions, one of them is the inability to receive credits and loans.